Union Bank of India online account opening zero balance Process

Here are some easy tips to Union Bank of India online account opening zero balance for you so read and learn.

Union Bank of India online account opening zero balance

Union Bank of India is one of the best Banks and its safest bank to open a bank account in India so if you are looking to open union bank of India online account opening zero balance process we will help you.

Union Bank of India online account opening zero balance process step by step

Union Bank of India offers its customers zero accounts so its possible to open Union Bank of India online account opening zero balance. 

As the matter of fact on Basic Savings Bank Deposit Accounts (BSBDA), Union Bank of India has launched an online zero account. People are not required to maintain any balance between these savings accounts.

Features of Union Bank Zero Balance Accounts

Union Bank of India online account opening zero balance Features

1. The offers are great for savings account that provides for non-banking segments of the public. This account is for people who do not have a savings account with any bank so its for the one who wants Union Bank of India online account opening zero balance.
2. There is no need for a low balance
3. It does not require an initial deposit
4. People can choose for free the RuPay ATM / debit card after opening a Union Bank of India account for zero.
5. There is no limit to the number of credit transactions.
6. In the event of a debit transaction, customers have free cash transactions including ATM withdrawals.
7. There are no fees to close your savings account.
8. The Bank may provide an overdraft facility up to Rs.5000

Online balance saving account

Some features of online balance saving account listed for you :

1. The Union Digital Savings Account (UDSA) is an online savings account of Union Bank of India. People can open this bank account instantly online.
2. A digital savings account can be opened online from the comfort of your own home
3. People are not required to maintain any low balance in this account
4. Cash Deposit payments will apply to any account credited to the account.
5. Digital transactions using full and mobile banking, UPI is free and unlimited.
6. Get points for everything done online.

Who can do open Union Bank of India online account opening zero balance?

People living in India

Combined accounts as well as a separate  Family account can also be opened

People over the age of 18

People who do not have a savings account with any bank

Customers have the required KYC documentation

Union Digital Savings (UDSA) Account

Anyone living in India can open a Union Digital Savings Account (UDSA). You cannot open affiliate accounts.

People need to be over 18 years old

Customers should not have an existing relationship with the bank

Documents for Union Bank of India online account opening zero balance

The documentation required to open a basic savings account will depend on the type of account opened.

Here are some documents accepted as proof of ownership and address for each Union Bank of India online account opening zero balance:

1. Passport
2. Voter ID Card
3. driving Licence
4. Aadhaar Book / Card
5. NREGA card
6. PAN card
7. Digital savings account

While the Aadhaar card is required to open more digital savings accounts, Aadhaar is not obliged to open a Union Bank digital savings account. This is because the account was not opened with the e-KYC process running on another online savings account.

1. PAN card
2. Passport
3. Voter ID Card
4. driving Licence
5. Aadhaar Book / Card
6. NREGA card

How to start the process of Union Bank of India online account opening zero balance?

Customers can open a 0 Union balance account of Union Bank of India online by filling out an online account opening form at Union Bank of India.

Step 1: Click here to open a savings account. Select 'Union Digital Saving Account' from the top option. The first part of the online account form is the details of the applicant. Enter details such as your full name, father's name, mother's name, PAN number and select another photo id card from the drop-down list such as driver's license, passport, voting ID card etc. Select your country, region and branch of interest. And this the most basic step to get your Union Bank of India online account opening zero balance.

Step 2: In the next step, you need to enter your address and other details such as your contact address, annual income, job details, place of birth and marital status, etc.

Step 3: Enter your nomination details. Enter the full name of the nominee, nominee address, etc. You can select the various institutions you want to use such as internet banking, ATM cum debit card, mobile banking. Click on 'Apply'.

You will receive a reference id. Keep it safe for future use. Now, you can download the application form and visit the bank branch of your choice with your original KYC documents and passport photos for verification.

And your Union Bank digital account has been created.

Hope you got the info on Union Bank of India online account opening zero balance that you wanted.